COVERAGE FOR HOME BUSINESSES

COMPARISON CHART

	STANDARD	HOMEOWNERS WITH PERMITTED	HOMEOWNERS WITH HOME
COVERAGE	HOMEOWNERS	INCIDENTAL OCCUPANCY ENDORSEMENT	BUSINESS ENDORSEMENT
Business Property
- Furnishings, supplies, equipment	$2,500	Personal Property Limit	Personal Property Limit
- Other business property	$2,500	$2,500	Personal Property Limit
- Business property of others	None	None	Personal Property Limit
- Accounts Receivable	None	None	$5,000
- Valuable Papers & Records	None	None	$2,500
Other Structures Used in Bus.	None	As Scheduled	As Scheduled
Business Liability
- On Premises	None	Premises Only	Twice Combined Cov E&F* Limits
- Off Premises	None	None	Twice Combined Cov E&F* Limits
- Products-Completed Operations	None	None	Coverage E* Limit
- Personal Injury	None	None	Twice Combined Cov E&F* Limits
- Advertising Injury	None	None	Twice Combined Cov E&F* Limits
Business Interruption
- Business Income	None	None	As Scheduled
- Extra Expense	None	None	As Scheduled

*E Limit = Medical Payments

*F Limit = Liability